As Vice President of Marketing with Palomar Insurance, Ham Gadd is responsible for designing and implementing complex insurance programs on behalf of the State of Alabama. For over twenty-five years with Palomar, he has been responsible for marketing and servicing clients. Ham has spent almost fifty years as a senior executive for large commercial and governmental entities.

Prior to Palomar, Ham was a Senior Account Executive with one of the FM Companies and specialized in complex property insurance placements for many Fortune 500 companies and large public entities. His municipal experience also includes property & liability coverage for Dallas, Texas, and the Dallas Ft. Worth Airport Authority. He received his BA degree from the University of North Carolina.